Personal Insurance | Rix Insurance

Life Cover

What it does

Provides financial protection for your family if you pass away or become terminally ill.

How it helps

Your family can receive a lump sum to help pay the mortgage, clear debts, cover funeral costs or simply provide some financial breathing room. Depending on your cover, benefits may also be structured as regular payments to help provide ongoing income and stability.

Critical Illness

What it does

Financial support for serious illnesses like cancer, heart attack or stroke.

How it helps

A lump sum payment gives you greater financial flexibility while you focus on your health. It could be used for medical care, time away from work, home modifications you may need, or simply everyday expenses – wherever you need it most.

Income Protection

What it does

Helps replace part of your income if illness or injury prevents you from working.

How it helps

Regular, monthly payments can help keep your household running while you recover - from mortgage payments and school fees to groceries and everyday cost of living expenses.

Total & Permanent Disablement

What it does

Provides protection if illness or injury means you’re unlikely to ever return to work.

How it helps

A lump sum can help offset the long-term financial impact of losing your income, whether that means paying off or down your mortgage, modifying your home, purchasing specialised equipment or supporting your family’s ongoing needs.

Mortgage Protection

What it does

Helps protect your home through paying your mortgage in the event of death or disability.

How it helps

This cover can help meet your regular mortgage repayments to allow life to continue as normal as possible. Depending on your requirements, a lump sum may also help clear your mortgage following death, permanent disablement or critical illness.

Medical Cover

What it does

Gives you greater choice and access to private healthcare and treatment.

How it helps

Medical Cover can help with the cost of private hospital treatment, surgery, specialists, diagnostic testing and other eligible healthcare – giving you more options when it comes to getting the treatment you need.

Looking for something else? View Business Protection

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Ongoing protection

Premium Cover

Premium Cover can help cover the cost of your insurance premiums if illness or injury leaves you unable to work for longer than your selected waiting period.

Other Types of Protection

Business Insurance

Explore protection for your business, from overheads and key people to business debt and ownership arrangements.

Learn More

Get in touch

Let’s talk about protecting what matters to you. Get in touch for an obligation-free chat.
Meet online or in person, whatever works for you.

Email Corey 021 650 082 Arrange A Chat