Business Insurance | Rix Insurance

Business Overheads Cover

What it does

Helps keep your business thriving if you’re unable to work due to illness or injury.

How it helps

This can help reimburse eligible day-to-day operating expenses such as rent, utility payment, staff wages, loan repayments and other business costs while you’re recovering.

Key Person Cover

What it does

Financial protection if a key person dies, becomes seriously ill or cannot work.

How it helps

This cover provides financial support to help minimise disruption, maintain cash flow and keep the business moving while you plan your next steps.

Locum Cover

What it does

Helps fund a temporary replacement if you’re unable to work due to illness or injury.

How it helps

This cover provides a monthly benefit that can be used to employ a suitably qualified replacement, helping your business continue operating as usual.

Shareholder & Partnership Protection

What it does

Protects the future ownership of your business if a shareholder or business partner dies or becomes seriously disabled.

How it helps

A lump sum can fund shareholder or partnership buy-sell agreements, allowing the remaining owners to purchase the departing owner’s share while ensuring their family or estate receives fair value.

Start-Up Income Cover

What it does

Provides income protection for newly self-employed business owners.

How it helps

Designed for businesses operating for less than three years, this cover provides a monthly benefit if illness or injury prevents you from working, helping support your business while you’re growing.

Business Debt Protection

What it does

Helps protect your business from outstanding debt if an owner or key person dies or becomes permanently disabled.

How it helps

A lump sum can help repay eligible business debt, reducing financial pressure and helping protect the future of your business during an already difficult time.

Looking for something else? View Personal Protection

Let’s talk about protecting what matters to you

Other Types of Protection

Personal Insurance

Your business is only one part of what matters to you. Explore personal insurance for you and your family, including cover for your income, home and health. Corey can help you consider your personal protection alongside your business needs.

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Get in touch

Let’s talk about protecting what matters to you. Get in touch for an obligation-free chat.
Meet online or in person, whatever works for you.

Email Corey 021 650 082 Arrange A Chat