As a business owner you could be getting more coverage at a lower cost with an ACC Optimisation plan from Rix.
In New Zealand all business owners are automatically covered through ACC and as such have to pay an ACC levy.
However, ACC only covers you for accidents and not for illness. As such ACC protection alone may not be a sufficient enough safety net for you. With Rix, you can get all of the coverage you need and potentially still save money on your ACC levy.
How does it work?
In its simplest form an ACC Optimisation with Rix is based on the following:
ACC is the mandatory and default program that covers you in the event of an accident. Your ACC levy is based on the likelihood of an accident due to the nature of your occupation. Your levy is also based onwhat your previous 12 months earnings have been.
One way we can reduce your ACC levy is to reduce your entitlement from ACC. This enables us to lower your levy, we can then use the savings to implement more comprehensive cover that will be there in the event of either accident or illness. Often the amount you can save onyour ACC levy is greater than the amount you pay in insurance premiums- meaning you save money.